Sunday, May 9, 2021

Consumer Tips What is Identity Theft?

Consumer Tips What is Identity Theft?


 Consumer Tips What is Identity Theft?

What is identity theft? (NC): Identity theft occurs when someone uses your personal information without her knowledge or consent to commit a crime, such as fraud or theft.

Once information is stolen and tampered with, identity thieves can invade your personal and financial life. They can use stolen identities to spend more money, open new bank accounts, divert mail, apply for loans, credit cards and social benefits, rent apartments and even commit more serious crimes that, once arrested, stick to their new identity.

Identity thieves obtain your personal information by:

• Steal personal and private information from wallets, purses, mail, your home, vehicle, computer, and websites you have visited or emails you have sent.

• Retrieve personal information in your garbage or recycling bin by "diving into the dumpster."

• Posing as a creditor, owner, or employer to obtain a copy of your credit report.

• Tampering with ATMs and terminals in stores, allowing thieves to read your debit or credit card number and PIN.

• Buying the information of a dishonest employee who works where personal and / or financial information is stored.

• Delete mail from your mailbox.

• Search for public sources, such as newspapers (obituaries), telephone directories, and records open to the public (professional certifications).


For more information on how to protect yourself against identity theft and other common consumer scams, visit ConsumerInformation.ca. It is a website created by the federal, provincial, territorial governments and their partners specifically to provide Canadians with convenient and unique access to hundreds of current, objective, and trusted consumers.